Pam begins saving $2000 per year at age 25, saves for 10 years, and then stops completely at age 35.
Michael delays saving until he turns 35 and then begins saving $2000 per year for 30 years until age 65.
Karen begins saving $2000 per year at age 25 and saves for 40 years until age 65.
*Assumes a seven percent rate of return and tax-deferred compounding.

Bank of Oklahoma provides UPAL members with an online tool to manage your retirement plan portfolio. Startright is there for you to view current balances and investment information. You may also change your investment allocations, manage personal information, download reports and more. Click here to access Startright.

UPAL has selected The Private Bank at Bank of Oklahoma as their preferred provider for Banking Services. Click here to access online banking.
Your financial needs and goals are as unique as you are. With our wide range of deposit, credit and cash-management services, we can help you reach your possibilities. It all begins with a one-on-one relationship with your Private Banking officer, who will make recommendations based on many years of experience to build the right plan for you.
We offer a full range of deposit and investment products and services, each of which can be tailored to fit your needs. Options include:
We offer flexible credit options with terms that meet your requirements, such as:
A variety of corporate services are also available for your business, including:
To discuss all available products and services of The Private Bank at Bank of Oklahoma, please contact one of the following designated UPAL Private Banking Officers:
| Greg P. Lee | Danny R. Daniels |
| Vice President and Private Banking Officer | Vice President and Private Banking Officer |
| 918.293.7579 | 918.293.7576 |
| greg.lee@bokf.com | ddaniels@bokf.com |
| Jane A. Matulis | |
| Vice President and Private Banking Officer | |
| 918.293.7581 | |
| jmatulis@bokf.com |
For Personal Investment and WealthBuilder Accounts and Services:
| Joan M. Fields, CFP™ | Tami L. Cobb, CPA |
| Trust Officer | Senior Vice President and Trust Officer |
| 918-293-7596 | 918-293-7567 |
| jfields@bokf.com | tcobb@bokf.com |