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Retirement in Sight – June 2022

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – JUNE 2022 QUOTE OF THE MONTH “The question isn’t at what age I want to retire, it’s at what income.” GEORGE FOREMAN HEALTH SAVINGS ACCOUNTS FOR RETIREMENT If you have the chance to open a Health Savings Account (HSA), you might want to take a look. An HSA is a tax-advantaged account that you can use to pay for qualified medical expenses. Many people retire before age 65, the age of Medicare eligibility. If you retire before age 65 and have funded an HSA, you can utilize

July 19, 2022

Retirement in Sight – May 2022

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – MAY 2022 QUOTE OF THE MONTH “Age is just a number. Life and aging are the greatest gifts that we could possibly ever have.” CICELY TYSON RETHINKING RETIREMENT Some of the “conventional financial wisdom” circulating about retirement may need a second look because those assumptions may not prove true for everyone. Or, to put it another way, sometimes people think about retirement conveniently rather than realistically. Many people assume they will retire as they choose, purely on their terms. Is that how it usually happens? The Employee

July 19, 2022

Retirement in Sight – April 2022

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – APRIL 2022 QUOTE OF THE MONTH “To me, retirement means doing what you have fun doing.” DICK VAN DYKE A SPRING CLEANING FOR YOUR RETIREMENT STRATEGY Spring cleaning: you tidy up, organize, and put things in order. You can take a “spring cleaning” approach to your retirement, just as you can with your home or garage. It may be helpful, especially if retirement seems near. This is a good time for a review of your retirement accounts. As you get older, you may want to accept less

July 19, 2022

BOK Financial Quarterly Market Outlook Call

Join us Thursday, April 14 at 3:30 pm Key leaders in our investment management team will review the latest U.S. and global economic conditions and discuss what it means for you and your business. We’re pleased to have Liu Liu joining us for an in-depth look at international markets. Thursday, April 14, 2022 3:30 – 4:30 p.m. CT Submit a Question You may submit a question in advance using the button below. All questions will be submitted anonymously to our presentation team. Questions may also be submitted during the Q&A portion of the call. BOK Financial® is a trademark of

April 5, 2022

BOK Financial 2022 Market Outlook Call

COVID economic stimulus has peaked, and the reopening jolt created by vaccines is past. The economy won’t have those training wheels going forward and will soon have to pedal on its own, but growth is still in the forecast. Our investment management team will share key Q4 market results and where we expect the economy to go from here. SPEAKERS: J. Brian Henderson Executive Vice President, Chief Investment Officer Matt Stephani President, Cavanal Hill Investment Management Steve Wyett Senior Vice President, Chief Investment Strategist Wednesday January 12, 2022 3:30 – 4:30 p.m. CT Submit a Question You may submit

January 12, 2022

Retirement in Sight – October 2021

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – OCTOBER 2021 QUOTE OF THE MONTH “The great thing about getting older is that you don’t lose all the other ages you’ve been.” MADELEINE L’ENGLE ROBOCALLS, ROBOTEXTS: PROTECT YOURSELF, AND YOUR MONEY Are you getting more unwanted text messages on your phone than you used to get? That is partly the result of a good thing – robocalls have declined. Robotexts, however, have increased. As robotexts bilked Americans out of $86 billion in 2020, you want to be wary of even the most innocuous messages coming your

October 22, 2021

Retirement in Sight – September 2021

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – SEPTEMBER 2021 QUOTE OF THE MONTH “Every laugh line, every scar, is a badge I wear to show I’ve been present, the inner rings of my personal tree trunk that I display proudly for all to see. Nowadays, I don’t want a perfect face and body; I want to wear the life I’ve lived.” PAT BENATAR POSSIBLE CHANGES FOR CATCH-UP CONTRIBUTIONS Since 2002, Americans aged 50 and older have been permitted to make annual “catch-up” contributions to popular retirement accounts – but according to Vanguard’s 2021 How

September 10, 2021

Retirement In Sight – August 2021

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – AUGUST 2021 QUOTE OF THE MONTH “Getting old is like climbing a mountain; you get a little out of breath, but the view is much better!” INGRID BERGMAN CAN HAVING THREE GOOD FRIENDS PROMOTE A HAPPY RETIREMENT? We can reasonably say that the more money you retire with, the more potential you have to enjoy retirement. Now, what about friendship? If you maintain some strong friendships and an active social circle after age 60, can that make a big difference in the quality of your “second act”?

August 11, 2021

Retirement in Sight – July 2021

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES PRESENTED BY UPAL – JULY 2021 QUOTE OF THE MONTH “Do something wonderful, people may imitate it.” ALBERT SCHWEITZER IS FINANCIAL HEALTH A FACTOR IN YOUR OVERALL HEALTH? Data from a newly released Harris Poll of more than 1,000 U.S. workers suggests that a majority of pre-retirees might answer “yes” to that question. Sixty-six percent of respondents to the poll identified their financial health as a component of their overall well-being. In fact, financial health ranked up near physical health (74%) and mental health (70%). Fifty-seven percent of those polled saw

July 13, 2021

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Retirement in Sight – May 2022

Retirement in Sight – April 2022

BOK Financial Quarterly Market Outlook Call

BOK Financial 2022 Market Outlook Call

Retirement in Sight – October 2021

Retirement in Sight – September 2021

Retirement In Sight – August 2021

Retirement in Sight – July 2021

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