CONTACT

ARE ROTH 401(K) CONTRIBUTIONS SUBJECT TO THE SAME IN-SERVICE RESTRICTIONS AS TRADITIONAL PRE-TAX 401(K) CONTRIBUTIONS?

Yes, but if you have not satisfied the five-year holding period rule and the distribution is nonqualified (other than for death, disability or attainment of age 59 ½) and not rolled over, the earnings on the Roth 401(k) would be taxable (subject to final IRS regulations).

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