UPAL is a financial services and group purchasing cooperative owned by its members. UPAL is directed by an eleven-member physician board, elected from its membership with operations managed by a full-time professional staff.

UPAL offers three membership levels to both healthcare providers and non-healthcare organizations. For each membership level, there is a tax deductible, one-time fee which can be upgraded by paying only the difference between the applicable membership fees.


UPAL Membership Levels


(available for both healthcare and non-healthcare members)
Financial Services
Membership Only
Access to Full UPAL Retirement Plans
Plan design, fiduciary and professional investment management
Access to All Financial Services
Access to All Group Purchasing Business Partners
Can Hold a Position on Board of Directors
Shareholder/Company Ownership
Voting Privileges
In all member matters and elections
One-Time Investment